Maximize your borrowing capacity.

The most expensive form of financing is insufficient or inadequate financing.

Alliance Business Lending (ABL) was founded by Jerry Kohlhepp, Steve Kieffner and John Cain. ABL's team has over 100 years of asset-based lending experience. The recession and credit crisis in 2007-2009 dramatically changed the landscape for banks and business, especially for small/medium sized businesses. The debt market for these businesses has become limited and without adequate credit (liquidity) business growth is restrained. The founders envisioned this as an opportunity to both assist the banking community and business, so they embarked upon the process of creating an independent commercial financial company.
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“The recession and credit crisis in 2007-2009 dramatically changed the landscape for banks and business, especially small to medium size businesses.”

About
Asset-Based Lending

Asset-based lending is a commercial financing product that allows a lesser capitalized business the ability to maximize its borrowing capacity primarily for working capital purposes (increased liquidity). By establishing funding formula against accounts receivable, inventory, and machinery & equipment, this collateral focused process will tolerate a higher level of financial leverage.

Loan Criteria

Secured, revolving lines of credit between $1,000,000 to $7,500,000. This credit need usually correlates to a business having revenue between $5 - $75 million. Typical funding formula (rate of advance) that is tailored opposite financial and collateral qualifications: Accounts Receivable (A/R) – up to 85% against eligible A/R within 60 days of due date (typically 90 days from invoice date).

ABL offers working capital lines of credit secured by accounts receivable, inventory and machinery & equipment. It provides state of the art collateral monitoring and loan administration services, and is only focused on the small to medium size business market primarily within the states of Ohio, Kentucky, Indiana, West Virginia, Tennessee, Pennsylvania, Illinois, Michigan and Wisconsin. ABL is poised and driven to be the lender of preference in this market.
Phone: (513) 429-5511  Fax: (513) 429-5510